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Pawn Services

Get Fast Cash—No Credit Check, No Hassle

Need cash fast? Planet Pawn offers secure, short-term loans on your valuables with no credit checks, no long applications, and no waiting. Whether you’re pawning gold, electronics, tools, or even a vehicle, we provide quick cash loans in a clean, professional environment with low rates and flexible terms.

Secure Storage You Can Trust

Every item we hold is stored in our on-site secure facility and fully insured for the duration of your loan. Whether it’s a gold chain or a motorcycle, we treat your property like our own.

  • Climate-controlled storage for small valuables

  • Safe, covered outdoor space for larger items

  • Firearms stored securely and legally under FFL guidelines

How Our Pawn Services Work

  1. Bring in your item – We’ll inspect and appraise it on the spot.

  2. Get your offer – Based on its value, we’ll offer a 30-day cash loan at just 2% interest + standard fees.

  3. Get paid – Accept the offer and walk out with cash in minutes.

  4. Come back to redeem – Pay off the loan and fees within 30 days to get your item back.

    • Need more time? Renewals are available by paying interest and fees.

All loans are confidential, state-regulated, and require no credit check.

What We Pawn

If you can sell it, you can likely pawn it! Bring it in, and we’ll make an honest offer on the spot—no appointment necessary. We accept a wide range of items, including:

Gold, Silver & Jewelry

If you have gold, silver, or fine jewelry, bring it to us for a fair appraisal and fast cash. We specialize in evaluating precious metals and offer competitive pawn loans for everything from rings and necklaces to luxury jewelry items.

Electronics

Got a laptop, smartphone, TV, or other electronics that you no longer use? Bring them in and get a quick loan! We accept most modern electronics in good condition and offer top dollar for your items.

Tools

If you have power tools or other equipment lying around, turn them into cash! We offer pawn loans for a wide range of tools, from drills and saws to more specialized equipment.

Firearms

As a licensed firearms dealer, we also accept firearms for pawn. Whether you’re looking to get a pawn loan for your gun or just want to sell it for cash, we can help.

Watches & Handbags

We also pawn luxury watches and designer handbags. If you’ve got a high-end accessory, bring it in for a quick appraisal and get cash fast.

Musical Instruments & Equipment

Whether you’re a musician or just have some unused gear, we offer pawn loans for guitars, keyboards, amplifiers, and more.

We Even Pawn Vehicles!

If you outright own your vehicle, why not use that asset to get the cash you need? We pawn on cars, boats, motorcycles, and recreational vehicles.

Why Choose Planet Pawn?

Need cash now? Skip the banks. Planet Pawn offers real solutions—fast.

Visit Us Today

Come see what your items are worth! Appraisals are free and no-obligation, and our team is here to walk you through the process. Proudly serving Berea, Richmond, and surrounding areas with trusted pawn services and top-dollar loans.

FAQs

How long is the loan term?

All pawn loans are for 30 days. If you need more time, you can renew the loan by paying the interest and fees.

What is the interest rate?

We charge a low 2% interest, plus standard fees for storage, insurance, reporting, and underwriting—all clearly explained upfront.

Can I get my item back early?

Yes. You can redeem your item at any time by paying off the full loan and fees. There are no penalties for early redemption.

Do I need good credit to get a loan?

No. Pawn loans are collateral-based and require no credit check or background verification.

Is my item safe while in pawn?

Absolutely. All items are stored in our secure, insured facility and handled with the utmost care.

What kinds of items do you accept?

We accept gold, jewelry, electronics, firearms, tools, music gear, and even large items like cars, motorcycles, boats, and RVs.

Are you a licensed pawn shop?

Yes, Planet Pawn is fully licensed and regulated by the State of Kentucky.